{"id":3345,"date":"2025-03-02T11:21:38","date_gmt":"2025-03-02T11:21:38","guid":{"rendered":"https:\/\/emigrandoalemania.com\/?p=3345"},"modified":"2026-02-12T11:10:32","modified_gmt":"2026-02-12T11:10:32","slug":"how-to-request-your-free-schufa-report-in-germany","status":"publish","type":"post","link":"https:\/\/emigrandoalemania.com\/en\/como-solicitar-tu-informe-schufa-gratis-en-alemania\/","title":{"rendered":"How to Order your Free SCHUFA Report in Germany"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3345\" class=\"elementor elementor-3345\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ae5fbd e-flex e-con-boxed e-con e-parent\" data-id=\"9ae5fbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d35b3b elementor-widget elementor-widget-text-editor\" data-id=\"5d35b3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"203\" data-end=\"472\">Si estas en Alemania o planeas mudarte, hay un t\u00e9rmino que vas a escuchar tarde o temprano: <strong data-start=\"295\" data-end=\"308\">la SCHUFA<\/strong>. Esta misteriosa palabra es clave para muchas cosas en la vida cotidiana alemana: alquilar un piso, abrir una cuenta bancaria o conseguir un contrato de telefon\u00eda.<\/p><p data-start=\"474\" data-end=\"599\">En esta gu\u00eda completa te explicamos <strong data-start=\"510\" data-end=\"573\">qu\u00e9 es la SCHUFA, c\u00f3mo solicitarla gratis y c\u00f3mo entenderla.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82880e8 e-flex e-con-boxed e-con e-parent\" data-id=\"82880e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-685b140 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"685b140\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:&quot;tp-toc-ignore&quot;,&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__685b140\" aria-expanded=\"true\" aria-label=\"Apri l&#039;indice dei contenuti\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__685b140\" aria-expanded=\"true\" aria-label=\"Chiudi l&#039;indice dei contenuti\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__685b140\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e17c364 e-flex e-con-boxed e-con e-parent\" data-id=\"e17c364\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab0eee2 elementor-widget elementor-widget-heading\" data-id=\"ab0eee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es la SCHUFA?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f01e9c elementor-widget elementor-widget-text-editor\" data-id=\"5f01e9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"629\" data-end=\"851\">La <strong data-start=\"632\" data-end=\"642\">SCHUFA<\/strong> (Schutzgemeinschaft f\u00fcr allgemeine Kreditsicherung) es la principal agencia de cr\u00e9dito de Alemania. Su trabajo es recopilar datos sobre tus finanzas y crear un perfil de tu historial crediticio. Esto incluye:<\/p><p data-start=\"853\" data-end=\"976\">\u2705 Tus cuentas bancarias<br data-start=\"876\" data-end=\"879\" \/>\u2705 Contratos de telefon\u00eda m\u00f3vil<br data-start=\"909\" data-end=\"912\" \/>\u2705 Pr\u00e9stamos o cr\u00e9ditos<br data-start=\"934\" data-end=\"937\" \/>\u2705 Deudas pendientes o pagos atrasados<\/p><p data-start=\"978\" data-end=\"1207\">Con esta informaci\u00f3n, la SCHUFA te asigna un puntaje (SCHUFA-Score), que indica cu\u00e1n confiable eres a la hora de pagar tus deudas. Este puntaje es clave cuando queres <strong data-start=\"1146\" data-end=\"1206\">alquilar un piso, pedir un pr\u00e9stamo o firmar un contrato<\/strong>.<br \/><br \/>Ejemplo de SCHUFA:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-793dbe5 elementor-widget elementor-widget-image\" data-id=\"793dbe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"563\" src=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/03\/Screenshot-2025-03-02-at-12.21.47.png\" class=\"attachment-large size-large wp-image-3355\" alt=\"\" srcset=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/03\/Screenshot-2025-03-02-at-12.21.47.png 959w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/03\/Screenshot-2025-03-02-at-12.21.47-300x211.png 300w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/03\/Screenshot-2025-03-02-at-12.21.47-768x541.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7250247 e-flex e-con-boxed e-con e-parent\" data-id=\"7250247\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15df2e7 elementor-widget elementor-widget-heading\" data-id=\"15df2e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 es importante la SCHUFA?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb7324e elementor-widget elementor-widget-text-editor\" data-id=\"bb7324e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1252\" data-end=\"1378\">En Alemania, la SCHUFA es <strong data-start=\"1278\" data-end=\"1317\">tu carta de presentaci\u00f3n financiera<\/strong>. Estas son algunas situaciones en las que te la van a pedir:<\/p><p data-start=\"1380\" data-end=\"1677\">\ud83c\udfe0 <strong data-start=\"1383\" data-end=\"1403\">Alquilar un departamento<\/strong>: Los propietarios quieren saber si pagas a tiempo.<br data-start=\"1454\" data-end=\"1457\" \/>\ud83c\udfe6 <strong data-start=\"1460\" data-end=\"1508\">Abrir una cuenta bancaria o pedir un cr\u00e9dito<\/strong>: Los bancos revisan tu SCHUFA para decidir si te aceptan o no.<br data-start=\"1571\" data-end=\"1574\" \/>\ud83d\udcf1 <strong data-start=\"1577\" data-end=\"1614\">Contratos de telefon\u00eda o internet<\/strong>: Las compa\u00f1\u00edas miran tu SCHUFA antes de ofrecerte un contrato.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73d6a17 e-flex e-con-boxed e-con e-parent\" data-id=\"73d6a17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a747c6d elementor-widget elementor-widget-heading\" data-id=\"a747c6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es el SCHUFA-Score?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08d758a elementor-widget elementor-widget-text-editor\" data-id=\"08d758a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1713\" data-end=\"1847\">El <strong data-start=\"1716\" data-end=\"1732\">SCHUFA-Score<\/strong> es un n\u00famero entre 0% y 100% que muestra tu \u00abriesgo financiero\u00bb. Cuanto m\u00e1s alto es el n\u00famero, m\u00e1s confiable eres.<\/p><table data-start=\"1849\" data-end=\"1990\"><thead data-start=\"1849\" data-end=\"1874\"><tr data-start=\"1849\" data-end=\"1874\"><th data-start=\"1849\" data-end=\"1859\">Puntaje<\/th><th data-start=\"1859\" data-end=\"1874\">Significado<\/th><\/tr><\/thead><tbody data-start=\"1885\" data-end=\"1990\"><tr data-start=\"1885\" data-end=\"1911\"><td>97% &#8211; 100%<\/td><td>Excelente<\/td><\/tr><tr data-start=\"1912\" data-end=\"1933\"><td>90% &#8211; 96%<\/td><td>Bueno<\/td><\/tr><tr data-start=\"1934\" data-end=\"1959\"><td>80% &#8211; 89%<\/td><td>Razonable<\/td><\/tr><tr data-start=\"1960\" data-end=\"1990\"><td>Menos de 80%<\/td><td>Riesgo alto<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84dd667 e-flex e-con-boxed e-con e-parent\" data-id=\"84dd667\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41cdaef e-con-full e-flex e-con e-child\" data-id=\"41cdaef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17d57e2 text-center text--mobilecenter elementor-widget elementor-widget-tp-blockquote\" data-id=\"17d57e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tp-blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pt-plus-text-block-wrapper\" ><div class=\"text_block_parallax\"><div class=\"plus_blockquote quote-style-1   bl_3  tpblcls\" ><div class=\"tp-corner-box tp-corner-box-left\"><\/div><div class=\"tp-corner-box tp-corner-box-right\"><\/div><div class=\"tp-corner-box tp-corner-box-top\"><\/div><div class=\"tp-corner-box tp-corner-box-bottom\"><\/div><blockquote class=\"quote-text\"><span class=\"tp-bq-desc\"><p style=\"text-align: center\"><strong>Recien llegas a Alemania (o estas por llegar) y todavia no tenes tu Seguro Publico Obligatorio para trabajar y numero de seguridad social? --&gt; NO TE PREOCUPES, ADHERITE <a href=\"https:\/\/emigrandoalemania.com\/como-adherirse-a-un-seguro-publico-aleman\/\" target=\"_blank\" rel=\"noopener\">EN ESTE LINK<\/a> en 5 min y sin costos!<\/strong><\/p><\/span><\/blockquote><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-662385d elementor-widget elementor-widget-heading\" data-id=\"662385d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo pedir la SCHUFA gratis en Alemania?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-429f0ac elementor-widget elementor-widget-heading\" data-id=\"429f0ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pide la \"Datenkopie nach Art. 15 DS-GVO\"<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-892c15d elementor-widget elementor-widget-text-editor\" data-id=\"892c15d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tenes derecho a una <strong data-start=\"2521\" data-end=\"2567\">copia gratuita de tu SCHUFA una vez al a\u00f1o<\/strong>, seg\u00fan la ley de protecci\u00f3n de datos (GDPR\/DSGVO). Esta es solo para tu control personal, <strong data-start=\"2658\" data-end=\"2701\">no es v\u00e1lida para alquilar o bancos<\/strong>.<br \/><br \/><a href=\"https:\/\/www.meineschufa.de\/de\/datenkopie\" target=\"_blank\" rel=\"noopener\">\ud83d\udce5 Descarga el formulario\u00a0<\/a><br data-start=\"2735\" data-end=\"2738\" \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d49b9b elementor-widget elementor-widget-heading\" data-id=\"7d49b9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Completa el formulario con tus datos:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2b6ac elementor-widget elementor-widget-text-editor\" data-id=\"de2b6ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2899\" data-end=\"3034\">\u2705 Nombre completo<br data-start=\"2916\" data-end=\"2919\" \/>\u2705 Fecha y lugar de nacimiento<br data-start=\"2948\" data-end=\"2951\" \/>\u2705 Direcci\u00f3n actual (y anteriores si has vivido en otros sitios)<br data-start=\"3014\" data-end=\"3017\" \/>\u2705 Firma y fecha<\/p><p data-start=\"3036\" data-end=\"3091\">Marca la casilla:<br data-start=\"3053\" data-end=\"3056\" \/>\u2714\ufe0f \u00abDatenkopie nach Art. 15 DS-GVO\u00bb<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4ab8c elementor-widget elementor-widget-heading\" data-id=\"2f4ab8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Adjunta una copia de:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb21ef elementor-widget elementor-widget-text-editor\" data-id=\"bcb21ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udcc4 Tu pasaporte o documento de identidad<br data-start=\"3169\" data-end=\"3172\" \/>\ud83d\udcc4 Tu certificado de empadronamiento reciente (Anmeldung)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-337d8d3 elementor-widget elementor-widget-heading\" data-id=\"337d8d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"> Enviar por correo postal a:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97f545f elementor-widget elementor-widget-text-editor\" data-id=\"97f545f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"3284\" data-end=\"3305\">SCHUFA Holding AG<\/strong><br data-start=\"3305\" data-end=\"3308\" \/>Postfach 103441<br data-start=\"3325\" data-end=\"3328\" \/>50474 K\u00f6ln<br data-start=\"3340\" data-end=\"3343\" \/>Alemania<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c99f4 elementor-widget elementor-widget-heading\" data-id=\"62c99f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1nto tarda?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e27b161 elementor-widget elementor-widget-text-editor\" data-id=\"e27b161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3381\" data-end=\"3466\">Vas a recibir la copia gratuita de tu SCHUFA por correo postal en <strong data-start=\"3443\" data-end=\"3465\">unas 2 a 4 semanas<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82bfa03 e-flex e-con-boxed e-con e-parent\" data-id=\"82bfa03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea4fcc0 elementor-widget elementor-widget-heading\" data-id=\"ea4fcc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfY si necesito la SCHUFA para alquilar un departamento?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06d2b79 elementor-widget elementor-widget-text-editor\" data-id=\"06d2b79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si recien llegan a Alemania, les recomendamos primero consultar a la persona que les va a alquilar si le pueden presentar la version gratuita. En el caso que no se las acepte, pueden comprar la version paga.\u00a0<br \/>El precio de la version paga es de 30\u20ac y les llega en el momento online.\u00a0<br \/><a href=\"https:\/\/www.meineschufa.de\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udc49Pueden pedirla aca<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a1ea6f e-flex e-con-boxed e-con e-parent\" data-id=\"3a1ea6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea48aa elementor-widget elementor-widget-heading\" data-id=\"8ea48aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo entender tu informe SCHUFA\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e88cecc elementor-widget elementor-widget-text-editor\" data-id=\"e88cecc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3780\" data-end=\"3841\">Cuando te llegue el informe gratuito, ver\u00e1s varias secciones:<\/p><h4 data-start=\"3843\" data-end=\"3873\">\ud83d\udd0e 1. Tus datos personales<\/h4><p data-start=\"3874\" data-end=\"3921\">Tu nombre, direcci\u00f3n, fecha de nacimiento, etc.<\/p><h4 data-start=\"3923\" data-end=\"3954\">\ud83d\udd0e 2. Consultas registradas<\/h4><p data-start=\"3955\" data-end=\"4035\">Aqu\u00ed ver\u00e1s qui\u00e9n ha consultado tu SCHUFA y cu\u00e1ndo (bancos, inmobiliarias, etc.).<\/p><h4 data-start=\"4037\" data-end=\"4066\">\ud83d\udd0e 3. Cuentas y contratos<\/h4><p data-start=\"4067\" data-end=\"4160\">Lista de tus cuentas bancarias, cr\u00e9ditos, contratos de telefon\u00eda, etc., con su estado actual:<\/p><table data-start=\"4162\" data-end=\"4316\"><thead data-start=\"4162\" data-end=\"4186\"><tr data-start=\"4162\" data-end=\"4186\"><th data-start=\"4162\" data-end=\"4171\">Estado<\/th><th data-start=\"4171\" data-end=\"4186\">Significado<\/th><\/tr><\/thead><tbody data-start=\"4197\" data-end=\"4316\"><tr data-start=\"4197\" data-end=\"4228\"><td>Activo<\/td><td>Actualmente en uso<\/td><\/tr><tr data-start=\"4229\" data-end=\"4271\"><td>Cerrado<\/td><td>Cuenta o contrato finalizado<\/td><\/tr><tr data-start=\"4272\" data-end=\"4316\"><td>Pagos pendientes<\/td><td>Problemas registrados<\/td><\/tr><\/tbody><\/table><h4 data-start=\"4318\" data-end=\"4343\">\ud83d\udd0e 4. Tu SCHUFA-Score<\/h4><p data-start=\"4344\" data-end=\"4416\">Aqu\u00ed ver\u00e1s tu puntaje actual, que refleja tu nivel de riesgo financiero.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74520a9 e-flex e-con-boxed e-con e-parent\" data-id=\"74520a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4400e59 elementor-widget elementor-widget-heading\" data-id=\"4400e59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 hacer si hay errores en tu SCHUFA?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-798e759 elementor-widget elementor-widget-text-editor\" data-id=\"798e759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4467\" data-end=\"4669\">Si ves <strong data-start=\"4474\" data-end=\"4500\">informaci\u00f3n incorrecta<\/strong> (por ejemplo, una deuda que ya pagaste), podes solicitar una correcci\u00f3n directamente a la SCHUFA. Esto es un derecho garantizado por la <strong data-start=\"4638\" data-end=\"4668\">ley de protecci\u00f3n de datos<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50cd77c e-flex e-con-boxed e-con e-parent\" data-id=\"50cd77c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1d955 elementor-widget elementor-widget-heading\" data-id=\"1d1d955\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes (FAQ)\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c176f42 elementor-widget elementor-widget-text-editor\" data-id=\"c176f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4707\" data-end=\"4816\"><strong data-start=\"4707\" data-end=\"4747\">\u00bfCu\u00e1ndo empieza mi historial SCHUFA?<\/strong><br data-start=\"4747\" data-end=\"4750\" \/>En cuanto abres tu primera cuenta bancaria o contrato en Alemania.<\/p><p data-start=\"4818\" data-end=\"4958\"><strong data-start=\"4818\" data-end=\"4872\">\u00bfTengo mala SCHUFA solo por ser nuevo en Alemania?<\/strong><br data-start=\"4872\" data-end=\"4875\" \/>No es que sea \u00abmala\u00bb, pero ser\u00e1 baja al principio porque <strong data-start=\"4932\" data-end=\"4957\">no hay datos sobre tu perfil financiero<\/strong>.<\/p><p data-start=\"4960\" data-end=\"5081\"><strong data-start=\"4960\" data-end=\"4988\">\u00bfPuedo vivir sin SCHUFA?<\/strong><br data-start=\"4988\" data-end=\"4991\" \/>T\u00e9cnicamente s\u00ed, pero te ser\u00e1 <strong data-start=\"5021\" data-end=\"5080\">muy dif\u00edcil alquilar piso, obtener contratos o cr\u00e9ditos<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74feba5 e-flex e-con-boxed e-con e-parent\" data-id=\"74feba5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82234aa elementor-widget elementor-widget-text-editor\" data-id=\"82234aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"5516\" data-end=\"5778\">Conocer y gestionar tu <strong data-start=\"5539\" data-end=\"5549\">SCHUFA<\/strong> es fundamental para vivir tranquilo en Alemania. Aprovecha tu derecho a pedir una copia gratuita cada a\u00f1o y revisa que tus datos sean correctos. Si necesitas la versi\u00f3n oficial para alquilar, invierte en la <strong data-start=\"5757\" data-end=\"5777\">Bonit\u00e4tsauskunft<\/strong>.<\/p><p data-start=\"5780\" data-end=\"5888\">Una vez que ya tenes tu SCHUFA, podes seguir al siguiente paso &#8211;&gt; <a href=\"https:\/\/emigrandoalemania.com\/guia-completa-para-encontrar-alojamiento-en-alemania\/\" target=\"_blank\" rel=\"noopener\">Encontrar alojamiento en Alemania<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a73365e e-flex e-con-boxed e-con e-parent\" data-id=\"a73365e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34d1bf1 elementor-widget elementor-widget-text-editor\" data-id=\"34d1bf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Otros articulos que les puede puede ser de inter\u00e9s:\u00a0<\/p><ul><li><a href=\"https:\/\/emigrandoalemania.com\/como-adherirse-a-un-seguro-publico-aleman\/\" target=\"_blank\" rel=\"noopener\">\u00bfComo adherirse a un seguro publico Aleman?<\/a>\u2013&gt; Conoce el paso a paso de como conseguir tu krankenkasse y numero de seguridad social!<\/li><li><a href=\"https:\/\/emigrandoalemania.com\/aplicaciones-esenciales-para-vivir-en-alemania\/\" target=\"_blank\" rel=\"noopener\">10 aplicaciones esenciales para vivir en Alemania<\/a>\u00a0\u2013&gt; Descarga las aplicaciones necesarias para facilitar tu vida en Alemania!\u00a0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How to order your free SCHUFA report in Germany, what the SCHUFA is, how to understand your score and what to do if there are mistakes. Complete guide.<\/p>","protected":false},"author":1,"featured_media":4279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[57],"tags":[],"class_list":["post-3345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otros"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3mo Solicitar tu Informe SCHUFA Gratis en Alemania - Emigrando a Alemania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emigrandoalemania.com\/en\/how-to-request-your-free-schufa-report-in-germany\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u00f3mo Solicitar tu Informe SCHUFA Gratis en Alemania - Emigrando a Alemania\" \/>\n<meta property=\"og:description\" content=\"C\u00f3mo solicitar tu informe SCHUFA gratis en Alemania, qu\u00e9 es la SCHUFA, c\u00f3mo entender tu puntaje y qu\u00e9 hacer si hay errores. 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