{"id":7387,"date":"2026-07-21T09:22:52","date_gmt":"2026-07-21T09:22:52","guid":{"rendered":"https:\/\/emigrandoalemania.com\/?p=7387"},"modified":"2026-07-21T09:32:37","modified_gmt":"2026-07-21T09:32:37","slug":"working-holiday-insurance","status":"publish","type":"post","link":"https:\/\/emigrandoalemania.com\/en\/seguro-working-holiday\/","title":{"rendered":"Travel Insurance for the Working Holiday Visa: Everything You Need to Know"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"7387\" class=\"elementor elementor-7387\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe124bd e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"fe124bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0eed60 elementor-widget elementor-widget-text-editor\" data-id=\"c0eed60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Have you made your decision yet? Are you about to pack your bags and start the adventure you've been waiting for? Congratulations! We are absolutely delighted that you are taking thisbig step.<\/span><\/p><p><span style=\"font-weight: 400;\">When organising a move or a trip to Germany, we tend to focus on booking flights, preparing documents, or finding accommodation. However, there is a very important requirement that you cannot overlook: <\/span><b>travel insurance for the working holiday<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">For all applicants, travel insurance is a mandatory requirement for obtaining the German Working Holiday Visa (depending on your nationality and the requirements of the German Embassy or Consulate in your country). Choosing insurance that does not meet the conditions may delay or even jeopardise your visa application.<\/span><\/p><p><span style=\"font-weight: 400;\">In this guide, we'll explain what type of insurance you need, how much it costs, and how you can get it online in just a few minutes, even if you're applying for a different Work and Holiday visa than the German one; this article will be useful for you.<\/span><\/p><p>Click on the banner below to speak directly with our specialist travel insurance advisor. Don't forget to mention you were referred by Emigrando Alemania to access an exclusive discount:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e208cd elementor-widget elementor-widget-image\" data-id=\"8e208cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/4367762484839?text=Hola%2C%20escribo%20desde%20Emigrando%20Alemania%20blog%2C%20quiero%20m\u00e1s%20informaci\u00f3n%20sobre%20seguros%20de%20viajes\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"102\" src=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png\" class=\"attachment-large size-large wp-image-7444\" alt=\"\" srcset=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png 1024w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-300x38.png 300w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-768x98.png 768w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1536x197.png 1536w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-18x2.png 18w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-deffb29 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"deffb29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9f5431 elementor-widget elementor-widget-heading\" data-id=\"d9f5431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is travel insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7edadb5 elementor-widget elementor-widget-text-editor\" data-id=\"7edadb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Before going into detail, it is important to understand what travel insurance actually is.<\/span><\/p><p><span style=\"font-weight: 400;\">Travel insurance is designed to cover unexpected medical expenses while you are abroad, as well as being used to apply for a visa. Please note that it is different from <a href=\"https:\/\/emigrandoalemania.com\/en\/compulsory-health-insurance-in-germany\/\">German public health insurance<\/a>, as it is intended for people who are temporarily staying abroad. Below we explain the difference between the two in detail.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are going to apply for the Working Holiday Visa for Germany, you will need to take out this insurance before travelling, as it is one of the mandatory requirements for obtaining the visa.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46ed6c8 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"46ed6c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd997b elementor-widget elementor-widget-heading\" data-id=\"6dd997b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is travel insurance compulsory for the German working holiday visa?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f11848 elementor-widget elementor-widget-text-editor\" data-id=\"7f11848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Applicants must submit proof of valid travel medical insurance at the time of applying for the Working Holiday Visa.<\/span><\/p><p><span style=\"font-weight: 400;\">Generally, the insurance should cover the entire planned duration of your stay in Germany, which is typically up to 12 months. Furthermore, the embassy or migration authorities may request your insurance certificate during the visa application process.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-347fac5 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"347fac5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0006910 elementor-widget elementor-widget-heading\" data-id=\"0006910\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why can't I use the German public health insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f5162 elementor-widget elementor-widget-text-editor\" data-id=\"b7f5162\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This is one of the questions we get asked most often.<\/span><\/p><p><span style=\"font-weight: 400;\">In most cases, you cannot enrol in the German public healthcare system if you are not yet in Germany and do not have an approved visa. <br \/>Until you get a job or meet the requirements to enter the German healthcare system, travel insurance is usually the right option.<\/span><\/p><p><span style=\"font-weight: 400;\">Once you start working, your situation may change and, depending on your employment, you may be able to join the German public health insurance.<\/span><\/p><p><span style=\"font-weight: 400;\">If you want to learn more about how the healthcare system in Germany works, you can read our article about<a href=\"https:\/\/emigrandoalemania.com\/en\/how-to-join-a-german-public-insurance\/\"> public health insurance BARMER.<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1165901 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"1165901\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f139380 elementor-widget elementor-widget-heading\" data-id=\"f139380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What should good working holiday insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a91f28b elementor-widget elementor-widget-text-editor\" data-id=\"a91f28b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A good travel insurance policy should include, as a minimum:<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0Emergency medical care<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Hospitalisation<\/span><\/li><li><span style=\"font-weight: 400;\">Medical consultations<\/span><\/li><li><span style=\"font-weight: 400;\">Emergency surgeries<\/span><\/li><li><span style=\"font-weight: 400;\">Prescription medications<\/span><\/li><li><span style=\"font-weight: 400;\">Medical repatriation<\/span><\/li><li><span style=\"font-weight: 400;\">Emergency dental care<\/span><\/li><li><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">COVID-19 Cover (if included in the policy)<\/span><\/span><\/li><\/ul><p><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';\">Some insurance policies also offer additional benefits such as:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lost luggage<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Civil liability<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accident cover<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Cancellation or interruption of trip<\/span><\/span><p>\u00a0<\/p><\/li><\/ul><p><span style=\"font-weight: 400;\">Before taking out any insurance, carefully review what the policy includes and its exclusions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fdb267 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"0fdb267\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5515ae1 elementor-widget elementor-widget-heading\" data-id=\"5515ae1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much does insurance for the working holiday in Germany cost?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8991ce elementor-widget elementor-widget-text-editor\" data-id=\"a8991ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The price usually ranges between <\/span><b>\u20ac33 and \u20ac65 per month<\/b><span style=\"font-weight: 400;\">, which represents approximately <\/span><b>350 \u20ac to 745 \u20ac<\/b><span style=\"font-weight: 400;\"> for 12 months' coverage.<\/span><\/p><p><span style=\"font-weight: 400;\">The cost will depend on different factors, such as:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your age<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The duration of your trip<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The level of cover taken out<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your country of residence<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The deductible (if applicable)<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Although it may seem like a significant expense before travelling, taking out insurance will always be much cheaper than facing a medical emergency in Germany without cover.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae2463f e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"ae2463f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4116100 elementor-widget elementor-widget-heading\" data-id=\"4116100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For how long should the insurance be valid?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e86de84 elementor-widget elementor-widget-text-editor\" data-id=\"e86de84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The most advisable thing is to take out insurance that covers the entire duration of your Working Holiday Visa.<\/span><\/p><p><span style=\"font-weight: 400;\">Most German embassies request that the insurance covers the entire planned stay in Germany, so taking out a policy for 12 months is usually the safest option.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b4f0568 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"b4f0568\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb971cb elementor-widget elementor-widget-heading\" data-id=\"bb971cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I buy insurance after arriving in Germany?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f81f941 elementor-widget elementor-widget-text-editor\" data-id=\"f81f941\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In most cases, no.<\/span><\/p><p><span style=\"font-weight: 400;\">To apply for the visa, you will normally need to present proof of insurance before travelling.<\/span><\/p><p><span style=\"font-weight: 400;\">Furthermore, purchasing insurance before leaving your country guarantees you'll be protected from the start of your trip, even if unforeseen events occur during your journey to Germany.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-94365f6 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"94365f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fefb87 elementor-widget elementor-widget-heading\" data-id=\"6fefb87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What documents will I receive?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-312c831 elementor-widget elementor-widget-text-editor\" data-id=\"312c831\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Once the insurance is purchased, you will typically receive:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance certificate<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Policy details<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Summary of coverages<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">These documents are usually sent by email immediately and you will be able to use them to submit your visa application.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6ee015 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"e6ee015\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-622df0e elementor-widget elementor-widget-heading\" data-id=\"622df0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to take out travel insurance online<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12efad4 elementor-widget elementor-widget-text-editor\" data-id=\"12efad4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The process is very simple:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your travel dates.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose the cover that best suits your needs.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete your personal details.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make the payment online.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive your insurance certificate instantly by email.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">The whole process usually takes only a few minutes.<\/span><\/p><p><span style=\"font-weight: 400;\">If you would prefer someone to help you during the process, you can also contact our partners.<\/span><span style=\"font-weight: 400;\">, who will prepare a personalised quote:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7d95b elementor-widget elementor-widget-image\" data-id=\"6e7d95b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/4367762484839?text=Hola%2C%20escribo%20desde%20Emigrando%20Alemania%20blog%2C%20quiero%20m\u00e1s%20informaci\u00f3n%20sobre%20seguros%20de%20viajes\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"102\" src=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png\" class=\"attachment-large size-large wp-image-7444\" alt=\"\" srcset=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png 1024w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-300x38.png 300w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-768x98.png 768w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1536x197.png 1536w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-18x2.png 18w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ac5a86 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"1ac5a86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db5d48b elementor-widget elementor-widget-heading\" data-id=\"db5d48b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do we recommend Go!Assistance insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be39a9f elementor-widget elementor-widget-text-editor\" data-id=\"be39a9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We recommend <\/span><b>Go! Assistance<\/b><span style=\"font-weight: 400;\"> because it offers very comprehensive coverage for those travelling to Germany with a Working Holiday Visa.<\/span><\/p><p><span style=\"font-weight: 400;\">Among its main benefits are:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical cover for illness or accident up to <\/span><b>\u00a3150,000.00<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency dental care<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medication, hospitalization, and medical studies<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency surgeries<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical transport and repatriation<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compensation for loss, theft or damage to luggage<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Early return to country of origin in case of emergency<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8c8940 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"e8c8940\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51b3913 elementor-widget elementor-widget-heading\" data-id=\"51b3913\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3690859 elementor-widget elementor-widget-text-editor\" data-id=\"3690859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>What is the difference between travel insurance and German public health insurance (Krankenkasse)?<\/strong><\/h3><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"0\" data-end=\"529\"><strong data-start=\"0\" data-end=\"94\">Travel insurance and German public health insurance (Krankenkasse) serve different functions.<\/strong> Travel insurance is designed to cover medical emergencies for a limited period, especially before or during your arrival in Germany, and is usually a requirement for visa applications. In contrast, the <strong data-start=\"310\" data-end=\"326\" data-is-only-node=\"\">Health insurance<\/strong> It is mandatory health insurance for residents and workers in Germany, covering daily medical care, treatments, doctors, hospitals, and other health services within the German system.<\/p><p data-start=\"531\" data-end=\"683\" data-is-last-node=\"\" data-is-only-node=\"\"><strong data-start=\"531\" data-end=\"683\" data-is-last-node=\"\">En muchos casos, necesitar\u00e1s ambos: el seguro de viaje para ingresar al pa\u00eds y la <a href=\"https:\/\/emigrandoalemania.com\/en\/how-to-join-a-german-public-insurance\/\" target=\"_blank\" rel=\"noopener\">Health insurance<\/a> once you start living or working in Germany.<\/strong><\/p><h3><b>Can I use insurance taken out in my country?<\/b><\/h3><p><span style=\"font-weight: 400;\">Yes, as long as you meet the requirements of the German Working Holiday Visa.<\/span><\/p><h3><b>What happens if I get a job in Germany?<\/b><\/h3><p><span style=\"font-weight: 400;\">If you start working and meet the requirements, you will be able to join the German health system.<\/span><\/p><p><span style=\"font-weight: 400;\">Meanwhile, your travel insurance will remain valid until the end of the policy, unless you decide to cancel it in accordance with the insurer's terms and conditions.<\/span><\/p><h3><b>Can I cancel the insurance?<\/b><\/h3><p><span style=\"font-weight: 400;\">Cancellation conditions vary depending on when you request the cancellation.<\/span><\/p><p><span style=\"font-weight: 400;\">Always consult the terms and conditions before signing up.<\/span><\/p><h3><b>What do I do if I need medical attention?<\/b><\/h3><p><span style=\"font-weight: 400;\">Normally you will need to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">See a doctor or go to the hospital.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact the insurer when necessary.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep all invoices and medical reports.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Follow the refund procedure indicated by the company.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4035776 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"4035776\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54faa7c elementor-widget elementor-widget-heading\" data-id=\"54faa7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Mistakes to Avoid<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-058f81d elementor-widget elementor-widget-text-editor\" data-id=\"058f81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Taking out insurance that doesn't cover your entire stay.<\/span><\/li><li><span style=\"font-weight: 400;\">Choosing the cheapest insurance solely without reviewing the coverages.<\/span><\/li><li><span style=\"font-weight: 400;\">Do not check if it includes medical repatriation.<\/span><\/li><li><span style=\"font-weight: 400;\">Do not read the policy exclusions.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e64336e e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"e64336e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70cfe38 elementor-widget elementor-widget-heading\" data-id=\"70cfe38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6736c7c elementor-widget elementor-widget-text-editor\" data-id=\"6736c7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Travel insurance is one of the simplest requirements to prepare before moving to Germany, but also one of the most important.<\/span><\/p><p><span style=\"font-weight: 400;\">As well as helping you meet the requirements of the Working Holiday Visa, it offers you peace of mind knowing that you will be protected against any unforeseen medical issues during your stay.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are looking for a simple, reliable option with excellent value for money, we recommend the insurance we collaborate with. You can compare plans, purchase it completely online in a few minutes, and receive your policy immediately to submit your visa application.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8060485 elementor-widget elementor-widget-image\" data-id=\"8060485\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/4367762484839?text=Hola%2C%20escribo%20desde%20Emigrando%20Alemania%20blog%2C%20quiero%20m\u00e1s%20informaci\u00f3n%20sobre%20seguros%20de%20viajes\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"102\" src=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png\" class=\"attachment-large size-large wp-image-7444\" alt=\"\" srcset=\"https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1024x131.png 1024w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-300x38.png 300w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-768x98.png 768w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-1536x197.png 1536w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff-18x2.png 18w, https:\/\/emigrandoalemania.com\/wp-content\/uploads\/2025\/01\/fffffffff.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>I've found out what travel insurance you need for the Working Holiday Visa, requirements, minimum cover and tips for choosing the best option.<\/p>","protected":false},"author":1,"featured_media":7395,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[40],"tags":[],"class_list":["post-7387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trabajo-en-alemania"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - 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