Mini-job in Germany: what it is, how much you earn and what insurance you need

What is a mini-job? How much does it cost? How many hours can I work? What insurance do I need to keep my visa active? And more...
We leave you a well explained article with everything related to the Minijob in Germany.

Table of contents

1. What is a Minijob in Germany?

A Minijob is a type of employment low-income very common in Germany.
It is designed for those who work few hours per month o need flexibilitysuch as students, visa holders Work and Holidayor who have another main job.

  • Income limit: maximum 538 per month (2025). In 2026 it will be approximately €600 per month.

  • Hours per week: are usually between 8 and 12 hours.

  • Duration: may be temporary or indefinite.

  • No taxes and deductions for the worker (the employer pays fixed contributions).

👉 If you win up to 538 €.your work is considered "Minijob" y no taxes are deducted from your paycheck.

If you earn more (for overtime) one month, it is allowed as long as you the annual average does not exceed 6,456 €..

2. How a Minijob works

The Minijob is governed by the system of "Geringfügige Beschäftigung" (small occupation)and has specific rules:

ConceptExplanation
Monthly limit538 € (if you exceed it regularly, it becomes Midijob)
Social contributionsThey are paid directly by the employer (you pay nothing).
Tax declarationYou are not obliged to do it, but you can do it if you have another job.
Retirement insuranceYou can resign (Freedom of competition law) to charge more
ContractSame as any other: in writing, with monthly Lohnabrechnung
HolidaysYou are entitled to proportional holiday entitlement
Minimum wageThe national minimum wage applies: 12,41 €/hour (2025)

Example:
Lucas
works on a Work and Holiday visa in Berlin, 10 hours per week in a cafeteria at 12,41 €/h.

Win some ≈ 500 € per month → your work is a Minijob.

You receive your full salary (without deductions) and your employer pays the contributions.

If you decide to take a second job at €1,500 gross, that second job will become Class Iwhile the Minijob will remain untaxed.

3. What insurance do I need for a Minijob

Here it is important to pay attention:
If your only income is a Minijob, you are not automatically covered by the German public insurance (gesetzliche Krankenkasse), since the Minijob does not include compulsory health insurance.

That's why you need to have your own health insuranceespecially if you are with a Work and Holiday Visa o student visa.

✅ We recommend that you use: Feather Insurance-> In this link you can easily join.

Also, AT THIS LINK-> Mini-job in Germany - Step by step see how to join

  • 100 % valid for Work and Holiday visa.

  • Accepted by embassies and Ausländerbehörde.

  • 100 % online contracting.

If you are already in Germany with a mini-job and want to keep your residence or visa, Feather is the simplest option and recognised by the authorities. And your employer will accept you. 

⚠️Tene Please note that if you already have another full time or part time job where you are covered by your compulsory public insurance, then you do NOT need additional insurance. 
If you need more information about public insurance in Germany and how to join-> In this link 

4. Differences between Minijob, Midijob and regular contract

Many are confused and think that if they earn more than 538 €, they already have a regular contract.
But between the two there is an intermediate category: the Midijob.

Type of employmentMonthly income (2025)DeductionsHealth insuranceTax declaration
MinijobTo 538 €No taxes or contributionsNot included (you need private insurance → Feather)Non-compulsory
Midijob538,01 € - 2.000 €Reduced contributionsIncluded (compulsory public insurance)Recommended
Regular contractFrom 2,000 approx.Full deductionsIncluded (compulsory public insurance)Compulsory

👉 you can't "choose" to have a Midijob on your ownbut depends on the type of contract and the salary the employer offers you.

5. Do I have to declare taxes for a Minijob?

No, if you only have one Minijob you are not obliged to make the declaration (Steuererklärung).
But if you also work in another job (e.g. full-time or part-time), that second job is taxed in Class I (because it becomes your main job), and then it becomes your main job. it is advisable to make the annual declaration to recover part of the taxes.

In this article you can learn more about Taxes in Germany -> "Taxes in Germany: tax classes, payroll deductions and how to understand your payslip".

 

Conclusion
The Minijob is an excellent way to work legally in Germany without paying taxes, ideal if you are with a Work and Holiday Visa or while studying.
Just make sure you have valid health insuranceas that of FeatherThe purpose of the programme is to meet the residency requirements and to be covered for any emergency.

We hope you find it useful❤️

Other articles that may be of interest to you: 

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